Privacy Policy

Last updated: October 21, 2026

This policy explains what information Cost of Owning ("we", "us") collects when you use costofowning.com and how it is used.

Calculators

Numbers you enter into our calculators are processed entirely in your browser. They are not sent to or stored on our servers.

Contact form

If you use our contact form, we receive the name, email address and message you submit. We use this only to reply to you and do not sell or share it. Form submissions are processed and stored by our hosting provider, Cloudflare.

Hosting and logs

Our host may automatically record standard technical information such as IP address, browser type and pages requested, for security and reliability purposes.

Cookies and advertising

We have applied to Google AdSense and include its verification and advertising code on content pages. Advertising may be shown if the site is approved. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the internet. You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalized advertising at www.aboutads.info.

For more on how Google uses data, see How Google uses information from sites or apps that use its services.

Where a Google consent message is shown, use its controls to accept or reject the purposes offered. Consent and regional availability affect whether personalized, non-personalized or limited ads can be served. See Google's consent management requirements for visitors in the EEA, UK and Switzerland.

Analytics

We use Google Analytics 4 and Cloudflare Web Analytics to understand which pages are useful. Google Analytics sets cookies and reports aggregated usage such as pages viewed, approximate location and device type; we do not use it to identify you. Visitors in the European Economic Area, the UK and Switzerland are not tracked by Google Analytics cookies: analytics storage is denied by default for those regions. You can also block it with a browser extension such as the Google Analytics opt-out add-on.

Your rights

Depending on where you live (for example under the GDPR or CCPA/CPRA), you may have rights to access, correct or delete personal information we hold about you. To make a request, contact us.

Children

This site is not directed at children under 13, and we do not knowingly collect their information.

Changes

We may update this policy. The "last updated" date above shows when it last changed.